State Pension Age - www.rossmartin.co.uk

The state pension age is gradually being increased. What is the current state pension age? How often is it reviewed?

This is a freeview 'At a glance' guide to the state pension age: what is the new state pension age?

The table below summarises current state pension ages:

Your date of birth	Current state pension age
On or before 5 April 1960	66
Between 6 April 1960 and 5 April 1977	Between 66 years and 1 month, and 67 years, depending on your date of birth
Between 6 April 1977 and 5 April 1978	Between 67 years and 1 month, and 67 years 11 months and one day, depending on your date of birth
On or after 6 April 1978	68

Reviewing the state pension age

The government is required by the Pensions Act 2014 to review the state pension age every six years.

The most recent review, published in March 2023, confirms that:

The increase to the state pension age from 66 to 67 remains appropriate and will take place between 2026 and 2028.
The government plans to undertake a further review within two years of the next parliament to consider increasing the state pension age to 68. At present, this increase is expected between 2044 and 2046.
The government remains committed to the principle of 10 years' notice of changes to the state pension age.

See State Pension age review 2023

Useful guides on this topic

Pensions: Tax rules and planning
What tax rules apply to pensions? What tax relief is available? What tax charges can arise? What planning opportunities are there?

Pensions: Tax charge for excess contributions
When does a tax charge arise for excess pension contributions? What are taxpayers' responsibilities under Self Assessment?

Pension contributions: Personal or company?
Is it more tax efficient to pay pension contributions personally or via your own company?

External link

GOV.UK: Check your State Pension age

Section 27 Pensions Act 2014: Periodic review of rules about pensionable age

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